Our verdict
Global physical spend Availability is unsupported countries/regions afghanistan guinea-bissau north macedonia albania haiti russia belarus iran serbia bosnia and herzegovina iraq slovenia bouvet island kosovo somalia burkina faso lebanon south sudan burundi liberia sudan central african republic libya syria mainland china mali ukraine congo (democratic republic of the) montenegro united states croatia myanmar venezuela cuba netherlands antilles yemen eritrea nicaragua zimbabwe ethiopia north korea. The spreadsheet currently records free ($100 issue) for recurring or annual fees and — for rewards.
Rewards
Published reward: —. —
Stablecoin yield
Spreadsheet value: —.
Stablecoin yield may be a separate provider product or balance feature. It is not guaranteed card cashback, and rates, eligible assets and regional terms can change.
Fees
| Annual / recurring | Free ($100 issue) |
|---|---|
| FX | 1.2% FX |
| Conversion | Not publicly confirmed |
| ATM | Not publicly confirmed |
| Limits | Limits depend on card type, verification level and region; see app fee/limit schedule. |
Apple Pay and Google Pay
Yes
Yes
A blank spreadsheet wallet field is shown as “Not publicly confirmed,” not “No.” Wallet support can vary by issuing region.
Custody and payment model
Custodial account. Card type: Debit. Identity checks: Light.
Availability
Unsupported Countries/Regions Afghanistan Guinea-Bissau North Macedonia Albania Haiti Russia Belarus Iran Serbia Bosnia and Herzegovina Iraq Slovenia Bouvet Island Kosovo Somalia Burkina Faso Lebanon South Sudan Burundi Liberia Sudan Central African Republic Libya Syria Mainland China Mali Ukraine Congo (Democratic Republic of the) Montenegro United States Croatia Myanmar Venezuela Cuba Netherlands Antilles Yemen Eritrea Nicaragua Zimbabwe Ethiopia North Korea
Regional summary: Select regions.
Pros and cons
Potential strengths
- + Global physical spend
- + Official application route available
- + Product facts maintained in the Cards spreadsheet
Limitations
- − Eligibility varies by region
- − Rewards and rates can be conditional
- − Unknown fields require provider confirmation
Risks and detailed terms
Crypto conversion, custody, issuer, network, market and stablecoin risks may apply. Headline rewards and yields are not guaranteed for every user. Review the provider’s current fees, eligibility and cardholder terms before applying.
Official sources
- https://www.redotpay.com/card
- https://helpcenter.redotpay.com/en/collections/11274436-managing-your-card
- https://helpcenter.redotpay.com/en/articles/10339296-how-to-invite-friends-and-earn-rewards
Last verified in the spreadsheet: 2026-07-31