Earn on your crypto

Put your crypto to work

Compare carefully selected ways to earn on Bitcoin, stablecoins, Ethereum, gold and tokenized assets.

Rates and availability are verified regularly. Returns are never guaranteed.

Live exchange Earn programs

Headline rates shown with the limits that matter.

6 live programs

Bitget

XAUT

LIVE

1%–15%

VIP tiers · up to 15% on ≤0.2 XAUT

Earn on Bitget

OKX

USDT

LIVE

Up to 10%

500 USDT cap · 180-day bonus

Earn on OKX

OKX

USDC

LIVE

Up to 10%

500 USDC cap · 180-day bonus

Earn on OKX

Coinbase

USDC

LIVE

3.50% APY

Coinbase One · region dependent

Earn on Coinbase

Nexo

USDT / USDC

LIVE

Up to 12.5%

Tier, term and region conditions

Earn on Nexo

Binance

300+ assets

LIVE

Live Earn

Flexible and locked products · KYC required

Earn on Binance

Rates are variable. “Up to” rates may require a balance cap, VIP tier, membership, fixed term, KYC or regional eligibility.

1. What do you want to earn on?

Stablecoin

2. How much are you looking to earn on?

USDT / USDC

Your amount changes the effective rate when a product uses balance tiers.

3. How do you want to earn?

Access

Your results

Best ways to earn on 10,000 USDT & USDC

We found 8 verified options. Rankings use attainable yield, flexibility, source confidence and product conditions—not affiliate commission.

Options: 8
Highest: 3.50%
Flexible: 8
Refreshed: Aug 4

Sort

Coinbase

USDC rewards

CeFiSimple Earn

Up to 3.50% APY

The maximum applies only when the recorded conditions are met.

About 350 USDC per year at the current rate

3.50% effective at this amount

Access to funds: Flexible · no fixed term
Minimum: No protocol minimum recorded

Same-day redemption available

Coinbase One membership requiredAvailability and rate vary by region

Earn on Coinbase

Bitget

USDC Simple Earn

CeFiSimple Earn

1.82%–6.66% APR

The maximum applies only when the recorded conditions are met.

About 182 USDC per year at the current rate

1.82% effective at this amount

Access to funds: Flexible · no fixed term
Minimum: No protocol minimum recorded

Same-day redemption available

Promotional rateFlexible productRate varies by balance

Earn on Bitget

Bitget

USDT Earn

CeFiSimple Earn

1.30%–7.00% APR

The maximum applies only when the recorded conditions are met.

About 130 USDT per year at the current rate

1.30% effective at this amount

Access to funds: Flexible · no fixed term
Minimum: No protocol minimum recorded

Same-day redemption available

Promotional rateFlexible and fixed productsRate varies by product and balance

Earn on Bitget

Make a better decision

Choose with care

Rate

Check whether the headline rate applies to your full balance.

Access

CeFi adds platform risk; DeFi adds wallet and contract risk.

Lock period

More yield can mean less access to your funds.

Risk

Returns are not guaranteed and assets can lose value.