Our verdict
Binance users Availability is only in eligible countries shown during application. previous eea card programme was discontinued; current availability is market-specific and may be limited.. The spreadsheet currently records free for recurring or annual fees and up to 3% (bnb) for rewards.
Rewards
Published reward: Up to 3% (BNB). Up to 3% (BNB)
Stablecoin yield
Spreadsheet value: Earn / Simple Earn.
Stablecoin yield may be a separate provider product or balance feature. It is not guaranteed card cashback, and rates, eligible assets and regional terms can change.
Fees
| Annual / recurring | Free |
|---|---|
| FX | 2% FX |
| Conversion | Conversion Fee 0.9% |
| ATM | Not publicly confirmed |
| Limits | Card availability and limits are region-specific and may be unavailable in former markets; confirm in-app. |
Apple Pay and Google Pay
Yes
Yes
A blank spreadsheet wallet field is shown as “Not publicly confirmed,” not “No.” Wallet support can vary by issuing region.
Custody and payment model
Custodial account. Card type: Debit. Identity checks: Full.
Availability
Only in eligible countries shown during application. Previous EEA card programme was discontinued; current availability is market-specific and may be limited.
Regional summary: Select regions (shrinking).
Pros and cons
Potential strengths
- + Best for Binance ecosystem users
- + Official application route available
- + Product facts maintained in the Cards spreadsheet
Limitations
- − Eligibility varies by region
- − Rewards and rates can be conditional
- − Unknown fields require provider confirmation
Risks and detailed terms
Crypto conversion, custody, issuer, network, market and stablecoin risks may apply. Headline rewards and yields are not guaranteed for every user. Review the provider’s current fees, eligibility and cardholder terms before applying.
Official sources
- https://www.binance.com/en/cards
- https://www.binance.com/en/support/faq/list/5-53
- https://www.binance.com/en/support/announcement/detail/d33701c8c6124174bf3a0e4769167cdc
Last verified in the spreadsheet: 2026-07-31