Our verdict
Tap-to-pay 5–10% back Availability is oobit is available in over 100 other countries and expanding monthly. some of these include brazil, singapore, the us, argentina, the philippines, south korea, the uae, and nigeria. however, restricted in the following regions: afghanistan, iran, iraq, lebanon, libya, syria, sudan, belarus, russia, cuba, nicaragua, venezuela, the central african republic, ethiopia, mali, somalia, and south sudan. The spreadsheet currently records free for recurring or annual fees and up to 10% for rewards.
Rewards
Published reward: Up to 10%. Up to 10%
Stablecoin yield
Spreadsheet value: —.
Stablecoin yield may be a separate provider product or balance feature. It is not guaranteed card cashback, and rates, eligible assets and regional terms can change.
Fees
| Annual / recurring | Free |
|---|---|
| FX | 3% FX |
| Conversion | Not publicly confirmed |
| ATM | Not publicly confirmed |
| Limits | Limits vary by country, verification level and card programme; shown in-app. |
Apple Pay and Google Pay
Yes
Yes
A blank spreadsheet wallet field is shown as “Not publicly confirmed,” not “No.” Wallet support can vary by issuing region.
Custody and payment model
Custodial account. Card type: Debit. Identity checks: Full.
Availability
Oobit is available in over 100 other countries and expanding monthly. Some of these include Brazil, Singapore, the US, Argentina, the Philippines, South Korea, the UAE, and Nigeria. However, restricted in the following regions: Afghanistan, Iran, Iraq, Lebanon, Libya, Syria, Sudan, Belarus, Russia, Cuba, Nicaragua, Venezuela, the Central African Republic, Ethiopia, Mali, Somalia, and South Sudan
Regional summary: Global (100+ countries).
Pros and cons
Potential strengths
- + Tap-to-pay 5–10% back
- + Official application route available
- + Product facts maintained in the Cards spreadsheet
Limitations
- − Eligibility varies by region
- − Rewards and rates can be conditional
- − Unknown fields require provider confirmation
Risks and detailed terms
Crypto conversion, custody, issuer, network, market and stablecoin risks may apply. Headline rewards and yields are not guaranteed for every user. Review the provider’s current fees, eligibility and cardholder terms before applying.
Official sources
Last verified in the spreadsheet: 2026-07-31