Our verdict
Gate users Availability is available only in supported jurisdictions shown in the gate card application. gate.io restricts access from the united states (main platform), mainland china, canada, singapore, france, germany, hong kong, malaysia, malta, turkey, and several other jurisdictions.. The spreadsheet currently records free for recurring or annual fees and up to 8% cashback for rewards.
Rewards
Published reward: Up to 8% cashback. Up to 8% cashback
Stablecoin yield
Spreadsheet value: Cashback in BTC、ETH、USDT、USDC.
Stablecoin yield may be a separate provider product or balance feature. It is not guaranteed card cashback, and rates, eligible assets and regional terms can change.
Fees
| Annual / recurring | Free |
|---|---|
| FX | 1.7% FX |
| Conversion | Not publicly confirmed |
| ATM | Not publicly confirmed |
| Limits | Card-specific spending limits are published in the Gate Card Fees & Limits schedule and vary by tier. |
Apple Pay and Google Pay
Yes
Yes
A blank spreadsheet wallet field is shown as “Not publicly confirmed,” not “No.” Wallet support can vary by issuing region.
Custody and payment model
Custodial account. Card type: Debit. Identity checks: Full.
Availability
Available only in supported jurisdictions shown in the Gate Card application. Gate.io restricts access from the United States (main platform), mainland China, Canada, Singapore, France, Germany, Hong Kong, Malaysia, Malta, Turkey, and several other jurisdictions.
Regional summary: Select regions.
Pros and cons
Potential strengths
- + Gate users
- + Official application route available
- + Product facts maintained in the Cards spreadsheet
Limitations
- − Eligibility varies by region
- − Rewards and rates can be conditional
- − Unknown fields require provider confirmation
Risks and detailed terms
Crypto conversion, custody, issuer, network, market and stablecoin risks may apply. Headline rewards and yields are not guaranteed for every user. Review the provider’s current fees, eligibility and cardholder terms before applying.
Official sources
- https://miniapp.gate.com/card
- https://www.gate.com/help/gatecard/benefits
- https://www.gate.com/referral
Last verified in the spreadsheet: 2026-07-31