Our verdict
EU self-custody + travellers who want the lowest total cost, stable USDC rewards Availability is eea with active expansion underway across latin america, including brazil, mexico, colombia, and argentina.. The spreadsheet currently records free for recurring or annual fees and up to 20% back on every purchase. paid in usdc. for rewards.
Rewards
Published reward: Up to 20% back on every purchase. Paid in USDC.. Up to 20% back on every purchase. Paid in USDC.
Stablecoin yield
Spreadsheet value: 5% EUR / 11% USD.
Stablecoin yield may be a separate provider product or balance feature. It is not guaranteed card cashback, and rates, eligible assets and regional terms can change.
Fees
| Annual / recurring | Free |
|---|---|
| FX | 0% FX |
| Conversion | Not publicly confirmed |
| ATM | Not publicly confirmed |
| Limits | Limits vary by card and account status and are shown in the app/terms. |
Apple Pay and Google Pay
Yes
Yes
A blank spreadsheet wallet field is shown as “Not publicly confirmed,” not “No.” Wallet support can vary by issuing region.
Custody and payment model
Custodial account. Card type: Debit (self-custody). Identity checks: Light.
Availability
EEA with active expansion underway across Latin America, including Brazil, Mexico, Colombia, and Argentina.
Regional summary: EEA, expanding Latin America.
Pros and cons
Potential strengths
- + EU self-custody + travellers who want the lowest total cost, stable USDC rewards
- + Official application route available
- + Product facts maintained in the Cards spreadsheet
Limitations
- − Eligibility varies by region
- − Rewards and rates can be conditional
- − Unknown fields require provider confirmation
Risks and detailed terms
Crypto conversion, custody, issuer, network, market and stablecoin risks may apply. Headline rewards and yields are not guaranteed for every user. Review the provider’s current fees, eligibility and cardholder terms before applying.
Official sources
Last verified in the spreadsheet: 2026-07-31